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  Transcript of Conversation with Roger Elvick - November 3, 2001

*** Hey R, how you doing?  Are you busy?

R: Well I’m busy, just trying to raise above all the paperwork.

*** That’s a never ending condition!…  Isn’t it?  At least that’s how we feel.

R: Almost.  I’ve got some people coming tomorrow and I gotta get things cleaned up around here so I can find things.

** Oh I specialize in that.  You just put it in a big box and stick it out of the way…

R: Chuckling…. Well I’ve got several and they’re setting close to the door….

** Never gets put away it just stays in the box…

R: Well now I’ve got so many boxes I gotta figure what boxes are what.  They need to all go in the dumpster…

** You’re ahead of me on that but I’ll be catching up soon.  Anyway *** just got out of jail!

R: OOHHH , Okay!

*** I had fun in their R.  They gave me a couple of mental evaluations and they moved me around all the time.  I didn’t always say, “may I have your name please?”  I’d figure out the guys name and then when they would say, are you K** J**?”  and I would say, “Are you Claudia  Paluso?” and then they say the same thing like Duuhh!  Well the guy gave me the 2nd mental evaluation after they were moving me around and he says, “Oh we’re going to draw up and extra 30 to 60 day probation charge on you.”  I said, “You do that I’m going to fire the judge!”    He said, “You can’t do that.”  I said, “Isn’t this country for the people, by the people?”  He said, “Well not in here.”  I said, “Is this one nation under God or one nation under the judge?”  I said, “what, if I fire the judge I’ll wind up like Lincoln or Kennedy?”  Then he said, “Well here Mr. J**, just sign this and you’ll go to court tomorrow.”  When I went to court the Public Defender said, “Don’t say anything to the judge!”  I said, “Okay”.    She said, “I’ll get you so you can go home today!”  I said “Okay!”  Then when we got up to the courtroom the next day she kept saying “Don’t say anything.”  I said, “Okay, easy enough”, (some laughter).

R: Yep… more laughter

*** It was a lot more fun.  A heck of a lot more fun than it’s ever been, I’m telling you.

R: Well okay.  That’s good.

*** Becoming more fun by the minute!  (more laughter)

R: Well if you aren’t having fun you aren’t doing it right!

*** I’m laughing myself silly.  I had the worst stomach ache last night cause I’m writing up this draft to pay for my apt. right…  I’m writing up My account, My reserves, My apartment, … all this stuff using MY, MY, MY.  I underlined it that it’s mine.  Then I wrote My Apt(s) putting the s in parenthesis to show it may be more than one.  I had to put apartment or apartments.  Right?

R: Right

*** I had to put something on the draft to attach it right so I’m thinking so what am I going to write this for…. So my friend says, “See attached”.  So I grabbed a sticky and wrote ..   Sea attached,  I wrote in brackets S E A.  that looks like the sea is attached.  We laughed so hard we could hardly even breath…

R: Yeah, yeah

** So anyway he wants to ask you about the selling of the apartment?

*** What should I do there?  The landlords …

** He already gave the notice to everyone and they just acted like nothing took place.

*** She (the apt manager) told me they haven’t rented the place yet that I was in.  I went in there a talked to her.  I said, “you know, we’re having a little problem with the employees realizing who the employer is, so once I get that straightened away my Father’s promise will come true and I’ll own this place and the promise I made you will come true and you’ll get a salary increase and everyone here will get rent reduction.”

R: Umh hum

*** She say’s, “Okay!”  I said, “Can I keep my mailbox key for a few more days?”  She said, “Yeah you can do that.”  I said,  “I’ll get my other car towed out of there.”  She said, “Oh that’s okay!”  I couldn’t ask for anybody more understanding than her.  I’m sorry to bother you last week but I thought the timing in delivering the notice in conjunction to the landlord about giving her a salary increase and giving a notice to the tenants …

R: What do you mean a salary increase?

*** Whatever, I mean for the lady that does the administrative work.

R: Well yeah, but you just ask if she’s going to be willing to keep the position and continue what she’s doing and operate here like she’s doing and it’s just going to be a change in ownership.  I wouldn’t tell her too much; when you act on the building you just tell them that the building is under new ownership.  That if she will deliver to the tenants the new agreement and you make up a new agreement, reduce the rent a little bit and have her get the contracts signed.  See on the dates that they are to start with you just sort of put it off so that it’s a month and a half away, so they are going to get at least a part of a month free rent…

*** Oh okay!

R: and you see what you’re going to do, you’re going to put it to the owner of the building that they are either going to pay up the indebtedness that one of his tenants have as an equitable claim; otherwise, for you to get your equity out, you are going to have to sell the building unless he wants to pay up the claim.

** Now what happened when he gave the notice and than he wasn’t there when there was suppose to be a sale but didn’t have one.   He wasn’t there so the sale didn’t take place.  But he still owns the building because they dishonored, right?

R: You haven’t … well what did you do give the UCC 9 sec 613 Notice?  See that’s not the notice of sale.

*** I sent Notice that I was going to sell it.

R: Yeah that’s what it was.  Now you go to UCC 9 sec. 614.

*** Okay… okay

R: See that tells you when and how to do it.  Because it tells you when the sale is going to occur.  What you can do….  Do you have some friends that have got some checks from their private account?

** One is on the phone…

R: yeah, well what you can do is you can buy the building.  He takes the check and runs it through his bank.  Run it through your open account.  What will happen is your bank will deposit the check and they’ll show on your statement and they’ll also show another entry that will show as a negative.

*** When they deduct it back out right?

R: Yeah, well they will zero the balance.  So you’ll get a bank statement to that affect.  But you see that now is showing that there has been a transaction that you can call a bank to identify the payment.

*** They’re a witness?

R: Yeah… It’ll be in evidence and then you see B** can do something here.  You can take that piece of property and go down and list it with a realtor.  As soon as he lists it he’ll put a value on it.  Then you can go over and borrow on it.

*** Take out a loan…

R: You don’t pay the loan back because that’s the sale…. (Chuckles)

** Right, we can do that….

*** Thank you…

R: We were going to take over a high rise years ago and it was published in the paper.  Everybody that was owed a dime was all listed.  All the liens, everything… the guy wouldn’t had to do anything but just take the newspaper and just go down the line, but you see the people that I would of helped to do it, I didn’t want to do it because I didn’t live in the area.  But there were some people there but they actually were treating the method as a scam, but they wanted to do it.  See that’s telling you that they’ll do something that’s crooked without any conscience about it.  So I just threw up my hands and said, “Naw!  You people don’t understand this is a legitimate deal.  We could of legitimately taken the building.  It was owned by Travelers Insurance Company.

*** That’s what they get for not …

R: Right… See if they don’t want to put their mind to that I’m not going to have anything to do with them.

*** What do you think R, if these people want to wake up down here at my complex and say, “Okay, okay, we’ll take your exemption in exchange and just leave us alone”?

R: Well I don’t know… don’t get into that.  What you need to do is start to put together, progressively, so that you’re in position with the evidence and the sequence of events that has to occur.  All to often, for one thing, you’re awfully inclined here to talk!
You’re going to have to learn to put a zipper.  Take your time and slack down or you’re going to get yourself into something that you’re going to have an awful time getting out of.

*** Umm Hum

R: See using a check like that and using that Article 9 business about conducting a private sale.  If you take a look at that you’re just going to let them know and let the business owner know that the building is going to be sold to acquire the equity that is a debt owed by one of his tenants.  And for you to get the consideration or equity that he owes you out of the contract that they hold.

** Would you call it the equity or the remedy or does it matter?

R: The equity!

** The equity… oh okay!

*** Cause the refusal made it equity?…

R: Yeah, so you see, for you to obtain your equity that is in that contract, you will proceed to sell the building on this particular date unless he wants to pay off the equitable indebtedness and you can let him know what it is.

*** Okay.  So it doesn’t necessarily have to be like, lets say 2 months worth of rent?
I don’t know what it would be.

R: Well just put it on there whatever you think it should be.  You’re going to let him know that this what will be the equitable remedy.  That’s how much equity you have and that’s what they owe.  Then you see once you get… Lets say B** gives you a check you now here give her a Bill of Sale on that particular piece of property.  Now she has a Bill of Sale and she can take it down to a realtor and list it for sale.  She doesn’t have to tell the realtor what she paid for it.

*** Then when the realtor puts it up for sale, we can go borrow the equity from that?
Go make a loan from that?

R: Well somebody can walk in and give them a check.

** Let me say something.  With my background in real estate and mortgages for over 25 years, having equity in property, I know you said it supercedes title and lien, it’s like a mechanics lien so you can force a sale to get the money out of it.

R: Yeah and if he fails… if he fails to payoff the indebtedness then you see you just proceed to sell off your equity and he takes the check and gives a bill of sale on it.

** Right.  So I could say that I’m going to say I’m selling the building to get my equity out of it like a mechanics lien.  A mechanics lien can force a sale?

R: You betcha.  See a mechanic is a personal lien.  He’s got his own personal efforts in there.  That’s what this is.  That’s what equity is.

** I’m not going to have a title hold, only an equitable holding?

R: Right… equity supercedes title.

** So in other words, I’ll get mine before the lien holders, like the lenders?

R: The lender won’t get anything.  You can give the lender notice if he wants to pay off and protect his mortgage.  Otherwise we’re taking the property and he’s going to loose out completely.

*** If they have any wits about them when you tell them, if they’re smart they’ll just pay the equity right there.

R: You bet they will!   Don’t run it up so high that they won’t do it.

*** Right just make it somewhere around the amount of what they owe me, and a little for pain and suffering?  It doesn’t have to be hundred of thousands?

R: Well make it so it’s going to cover everything, you know?

** I would probably put a years worth of rent in there…

R: yeah, oh yeah

*** Okay… okay… got it.

R: Yeah you bet

** Right, you already have all your stuff out and all the inconvenience…. it created all sort of stress and aggravation …

R: Put it up their where you’re comfortable.

*** Well thank you for that.  I will put a zipper on it R.   They probably have got a profile on me… so I’ll watch it.  I thank you for that.

R: Think before you say anything.  Make it so you consciously do that.

*** They had some shenanigans where this lady comes down there.  This was like the 6th time I went in for the same ticket… she comes down and talks to me underneath the courtroom before they take me up to the court.  I said, “I want to get out of here time served, I’ve already absorbed the ticket, let me out of here!”  So I go up there and they change the public defender back to the guy who told them I was 5150 (means psychiatric evaluation).  So the guys says, “Are you K* J*? and I said, “are you Claudia Paluso?”   Then the public defender started walking over to me and I said, “What happened to my other public defender?”  So I was going out of the safe circle, but I was still asking questions.  The guy came over and said, “They’re going to give you 11 days and this and that.”  I didn’t say anything to him.  I just looked at him and said. “I request to be released to the discharge door of the storehouse immediately.”  Then he said, “Oh he doesn’t understand what we’re offering him.”  Then they gave me another psychiatric evaluation.  The next time I went back they told me “Don’t talk to the judge!”

R: You would have been better off not saying anything.  Just give them a blank stare.

*** Okay, I’ll work on that.

** We’ve got R* in there and he is doing really well.  He’s got all the guys in there all calling him Dad.  He looks really good, his eyes are sparkling, he’s loosing weight.  He’s getting a lot of letters but staying totally off point on this other what he’s telling little gang member.

R: Well sometimes too, you’ve got to be careful cause they’ll even a license an informant.

** Right, we tuned him in to that cause you mentioned that before.

*** You mean they’ll put someone in there…

R: That could be the holder of the bond like an assignee…  When they get one of those guys to testify against you to what you say.   But that’s okay; you can take care of those guys in the courtroom.  You don’t have to worry about all the shadows.

*** I was telling these people in there that you can take on the characteristics of Jesus Christ.  All of a sudden they come at me saying “Oh you think you’re Jesus Christ? … you think you’re Jesus Christ… bla bla bla… Like 15 different people start coming at me.  Soon as they did that they called me up and they moved me.  They kept moving me.  They didn’t keep me anywhere for 2 days.  People liked me!  I’m easy to get along with.  I wasn’t starting trouble.

R: Oh!  Well let me give you a little clue that can twist there minds a little bit.  I had a lady that I was talking to today from the east coast.  I don’t remember what brought this up but I just thought she needed a new avenue for mental exploration.  So I told her, “Well when we’re at sea on the rough waters, like in the National Anthem it talks about the water of the seas they are foamy.  That means the waters are troubled.  And that’s what we are when we’re in the Admiralty, we’re on the troubled waters.

*** Okay

R: and once you’re at sea in a storm like that, pretty soon the only way you can navigate is by the stars.

** Okay!

R: So then I said, “What you want to do is you want to navigate by the stars of the east.” That means you have to go east of the black hole in space.  The decimal point.  So there is where you go into infinity.  The Christ isn’t out here or there, somewhere.  We have him here as the redeemer.  So you see that doesn’t even come into the question.  When the product was finished that’s when he was on the cross and he said, “It is finished.”  It was later on when the Roman soldier with the spear penetrated the body and the water and the blood flowed out.   Well that’s sort of like when you’re case in court was over they went and hanged the item on the docket sheet…

*** right…?

R: They pierced the item, don’t they.  See on the hook in a lot of those old ancient courts of Admiralty that’s what it was.  They’d take, well I don’t know if it was the complaint or judgment, but they’d just spike it onto the court docket.  A docket is just representative of a ship at dock.  The goods are being loaded or unloaded.

** Oh wow.  That is really something in figuring out the flow and how the flow goes.

*** Well R, what are you saying?  That looking to the left of the decimal point into infinity, well can you clarify that a little more?

R: That’s where the 3 wise men came from… the east.

*** How am I going to align that with my thoughts?

R: It calms the waters.   To balance the account.

*** Oh okay.  That’s why I stare into space.  Infinity.  Stare into space.  Okay got it.

R: The stars.  What we do we go on contract with the astrologers.  So they can read the stars because those people have a license to go into space.  So that’s where we go into the next generation.

*** I was going to chow one time, and the guy pulled me over because I turned my head and looked at somebody talking going the other direction.  He pulls me over and said, “What are you doing?”  and I said, “I lost concentration.”  He said, “Well why did you loose concentration, are you on drugs?”  I said, “No.”  He said, “Do you do drugs?”  I said, “No.”  He said, “Do you smoke pot?”  I said, “No.”  He said, “Well what’s wrong with you?”  I said, “I guess I’m under the influence of Jesus Christ.”  He just sat there and then he said, “Well I had to pull you over because I’ve never saw you before.”  I said, “Well I’m pleased to meet you.”  Then he said, “Okay go to the chow line”.

R: chuckles

*** I didn’t do anything to anger them.  I never did anything to anger them and it drives them nuts.   Get in there and we’re setting in the holding tank….

R: Yeah but here’s the thing…You will find some of those you will anger because of your flippancy.  You’re talking to fast.  Slow down!  If you find a master at it, he’ll prod you enough to where you’ll get unraveled.  Just learn.  Just start to take your time.  Think before you talk.  You’re of an age that it is hard to hold back.  But believe you me it’s time to start working at it.

*** You got it!  I’ll do my best.

** Hey I have another question.  Somebody asked a question.  They are buying stuff out of catalogues and they got a company check back because some of the merchandise was no longer in stock.  Should they send that check back or keep it?

R: Keep it.  It’s coming out of your account.

** Oh okay.  Because a long time ago I thought we were suppose to return it that it was a trick they did to …

R: No.. No.  Because why?  They gave you the substance.  It’s a done deal.

*** Okay.  So I sent them a private check, they delivered me product then they wind up (can’t understand) something books…

R: No… they gave you a refund check, right?

** Right

R: Is that what we’re talking about?

** Yes

R: Yeah, then just take the refund check and cash it.  Spend it.

** Okay.  They said they were out of certain items and send a check back with it.

R: Yeah, I got a couple of them back this last week.  One of them asked me if I would donate to a worthy cause that they had so I just endorsed it and sent it to them.  But then I got another one and that is going in the bank… so I’ll just cash it and spend it.

** I made an order out today I guess I’ll mail it out Monday.   Than this other gal she was very clever.  She went over and bought script from the Catholic church.  You know they’ll take people’s checks and buy scripts for like grocery stores, clothing stores, toy stores, etc.  You tell them $100 for clothes, $300 for grocery…  She’s got quite a bit that way, I’m not sure but I think it is over $1000.

R: Oh sure  because the church’s accountant just sets it over on the side of the ledger he needs and just runs it through and zip.

** Well apparently their nose is out of joint over it because they are trying to prevent this kid from going to school.  I’m not sure how she structured this but they say this ladies kid and now they are tying them together.

R: I had a lady call me a few days ago and said she was collecting for TeleCheck something like that.  They are a collector but they are a check cashing organization.  A national outfit.  I said, “Yeah, okay! What do you want?”  She said, “Well Mr. E** we have some checks here that you’ve written that were not paid.”  I said, “Okay, what are they.”  So she reads them off and she’s got about 7 or 8 of them.  She goes down the list and I go “Yep, those are mine.”  And she goes, “Well they weren’t paid.”  I said, “Yeah, well what’s wrong with that?” … (laughter)
She said, “Well we bought the account and we’re collecting them.”  “Oh” I said, “Good, good!”  Then it was real quiet for awhile and I asked her “Are you adding those all together”.  She said, “yes, just a minute”.  Then she said after a bit I could hear the noise stop and she said, “It is $864” or something like that.  I said, “Oh okay” than I said, “Would you tell me one thing?”… She said, “What’s that?”  I said, “Did you add in that figure, or does that include the collection charges for the returned checks?”  She said, “Yes it does.”  “Good” I said, “Then just go ahead and pay them.”  It got quiet for a minute pretty soon she came back to me and said, “Mr. E* are you authorizing me to pay these?”  I said, “Yes I am”.  She said, “Okay thank you” and hung up.  See I happen to know she’s operating my payors account.  See so I authorized her to pay.   Because the other checks were paid off because they had bought them, at least that’s what she had told me.  So you see now the collector was ready to provide me with the remedy, so when I told her to “just go ahead and pay them then”.  She’s my bank… my payor bank!

** Oh that’s wonderful… Payor bank.  Well I’ve got to get me some catalogues.  I haven’t ordered anything because nobody sends me catalogues.

** Another thing I need to mention… Have you had a chance to look over the corporation?

R: No, not yet.  I’m just finally starting to make some headway with all this paperwork around me and the book is laying right under my fax machine so I look at it all the time for my reminder.

** Okay if there is anything that you want us to do to …

*** Actually R when I got taken in there was this guy who was explaining to me about corporations.  He was going to set one up.  He told me for about 25% you could get an insurance thing and borrow money against the insurance.  He said there is a book called Rich Dad, Poor Dad.   That’s the number one in the series of the books.  And I guess #4 in the series of the books is how to set up corporations.

R: I think we’ve got the book…

** No that’s not the one we’ve got.  The one we’ve got is written by some other author.  The guy that wrote Rich Dad, Poor Dad is a Japanese guy.  It’s a 4th edition but it is a couple that specializes in Corporations.  We’ve got a bunch of names that we were thinking of for the corporation. It is hard sometimes to come up with the right name and than check to make sure it is available.

*** I know when I was writing all those things on that account from my draft and I wrote my this and my that, I was teasing about the name of my apartment building when I take the equity it is going to be called My Apartments.  I got a fundamentalist accounting principals book today.  It talks about accrual and stuff like that.  I haven’t had a chance to study it.

R: Well I haven’t either, but what I was going to give you before I forget it.  I forgot this thing before.  I’ve got a phone number of an outfit that can get social security numbers and property descriptions.  But you see I think it is just somebody that’s in business to do this so they charge for it but I got the phone numbers from some people that are using them.

** Well chucks it is worth it if you can get the information and they know what they are doing.

R: Yeah.  Okay it’s called Asset Finders and I think it is in Texas.  1.888.729.8976.  I’ve never called them but I just happen to get that yesterday.

** I’ve had a couple of those plus a computer program that leads you around and charges you every time they take you down a different search.
 
Chit Chat over loosing the other caller on the line.


** Have you heard the latest that they are going to try to get the Provost Marshall to try to get R* L* out of jail?

R: Well I’ve heard that, but if he could use the Provost Marshall to get out he could use the other methods to get out.  It is going to take the same thing.

** I would think that is still statutory because he isn’t using any of redemption.  Isn’t the only thing that could stop any of this is if he brings in money issues and private?

R: Yeah

** Being private and no money!

R: Yeah and you see if he can’t do it any other way he has to go here with the information and pay the fee at the Secretary of States Office where he is writing a check or draft or something to where he has to handle the dishonor with the Secretary of State.  Than at that point you have the value that they have to answer to.  Because the fee equals whatever the controversy is.   So that’s just algebra!

** You know what I was thinking too.  There are a lot of people in jail but this one gal that is in there and I have mixed emotions but think that she’s a victim of the guy that is the scam artist.  I think she really did want to believe it so bad she denied herself any sound judgment.  She is probably a victim of greed over good sense.  Well she would not plea bargain and now I think she is going to be sentenced for more than the scam artist guys that got her into this because they plea bargained on lesser charges and she had a jury trial and was found guilty of 8 charges.  She is to be sentenced around the end of the month and the top hot dog is going to be sentenced in January.

R: She would be better off if she just accepted those 8 charges and she could get out.

** Even though she took the stand and testified against herself?

R: Sure she can just take all those charges and accept them.  Her taking the stand and stuff is irrelevant because it is behind her now.

** Okay

R: If she accepts the charges now and that she will take delivery at the door for her remedy.
At the discharge desk at where they’re holding her.

** Oh wow.  I’m not sure I can tune her into this because she is in jail and I have been sending her transcripts of our conversations to help her understand but haven’t had any feed back to the depth of her understanding since we don’t talk.

R: Well you can write and give her a phone number and she can call out.

** Yeah I did tell her to call me but she hasn’t yet.  She’ll have to call collect.  She’s been in jail for over a year…. Not prison.  Jail is harder, I think, than being in prison if that’s the road you have to take because you can at least have some settlement.

R: I think some of courts are unraveling.  That’s what it looks like from the feedback I’m getting.

** Right I know you have been talking to the guys in Michigan.  They’re feeling somewhat optimistic.  I’m really glad there is a lot of this stuff happening because when there is a lot of movement going on,  people seem to take more interest and it does weed out those who shouldn’t be in, in the first place.

R: Well you see too whenever they have to move on someone and do arrests, that is when they also have to revealing their secrets in how they do it.  We make sure we examine each one very closely so that we take advantage of all their secrets and they aren’t going to be able to continue to duplicate them.

** Good point.  However, they had a big meeting in another group and I heard they were really in redemption … they were really their with pure Roger and then by the end they had started using statutes, UCC, all kinds of other legal tools instead of taking them into the court of conscience.  Holding your faith to take them to the Court of Conscience… but no they called on the legal tools.

R: Yeah that’s sort of like mob rule.  Let’s get a big gang here so we can all agree.  What they are missing is … It isn’t the gang that has to agree, you have to agree with thine adversary.
(chuckles)  See that is what it is all about.

** Right!,  Also I was talking to ** and he is sort of in agreement of copywriting your strawman name.  I told him I don’t do anything without R*’s blessings or endorsements.

R: Well here’s the thing, you can use it but as soon as they start to dishonor it, you have nothing.

** You have no other protection other than we’re the operator/owner already.

R: Right… and you see this deal like with that collector.  Which I’ve had several of those kind of deals where I just tell them to go ahead and pay the account.

** Oh I love that….

R: I had a couple of people call me and I don’t even remember who they are cause some of these are people I didn’t even know but they just checked in and gave me an account of it.  Maybe they thought that I could wave a magic wand and give them and answer to something that they thought they should know and I don’t think there was anything mystic about it.  One of them had been in a supermarket at the cash register and for some reason I don’t remember why she didn’t have the payment for whatever it was that she was getting, so the clerk asked her if she had a checking account.  She said, “oh yeah”.  Well, the clerk told her just give me the check, she took the check, she told the lady, “No you don’t have to fill it out, just give me the check”.  The clerk punched in the numbers on a deal and bla bla bla and all the machines go to work and she hands her back her check and she gets the merchandise and it’s all paid.  Have a nice day.  So you see this is what I was looking for.  I’ve gotten 3 or 4 reports like that here over the last 3 or 4 months.  This is what leads me to believe these credit card companies are all going to go down.  Because I knew there has to be some way to do what the credit card companies are doing and even do it more efficiently.  That looks like it’s it.  A person could go over seas and you don’t have to worry about loosing a credit card.  You could memorize your bank numbers and if it comes to people stealing numbers from other view points you see they’ve still got finger printing and eye identification to protect that which far exceeds these daggone credit cards.
I’m thinking and from what I’ve heard from a report that someone called and told me that master card and VISA had sued Wal-Mart.

** Oh last time you were talking about them that Wal-Mart had dropped VISA.  That you saw it in the Wall Street Journal.

R: Yeah, they did and I’m sure now they are getting sued.  So it probably covered more than VISA it probably covered MasterCard too. They are probably held by the same people!

** Sounds like it.

R: If they are suing Wal-Mart which is a worldwide organization than that’s a sign that the whole pack are in trouble.  I think here if they haven’t demonstrated or willing to or have the ability to accommodate us then they are finished.  I’ve been stuffing that in their nose.  I’ve only had one of them that is still persistent with the phone and one thing and another out of about a dozen of them that I cut the cards up and send them back to them and tell them to get lost.  (giggles and chuckles)

** I’ve paid all mine with my private account and they are just ignoring the fact that I sent them anything.   I don’t know what they are up to.  One came back and did have zero balance and zero credit available.

R: Well I think when the twin towers went down that has a lot to do with what is going to seal their fate.

** You think it will impact that much?

R: Oh yeah, they don’t have the back up in there all those thieves to work it through that whole system.  It’s done so I think that’s the equivalent to Solomon’s Temple going down so the spiritual temple can rise.

** Oh interesting!  I hope so.  I just love that what you said about the streets are paved in gold and they are transparent.   The paper contracts.  Liquid gold.  That is the exchange.

R: Yeah!

** Okay well I guess I’ll let you go and once again much appreciation!